OPINION
BENCH, Senior Judge:
¶ 1 Plaintiffs Raymond E. Casaday and Ellen C. Casaday (the Casadays) appeal the district court's grant of summary judgment in favor of Defendant Allstate Insurance Company (Allstate). We reverse and remand.
BACKGROUND
¶ 2 In March 2006, the Casadays, husband and wife, were seriously injured in an automobile accident when a sixteen-year-old driver made an illegal left...
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