PNC MORTG. v. HOWARD

No. 21-0941.

668 S.W.3d 644 (2023)

PNC MORTGAGE, a Division of PNC Bank, N.A. Successor to National City Bank and National City Mortgage, a Division of National City Bank of Indiana, Petitioner, v. John HOWARD and Amy Howard, Respondents.

Supreme Court of Texas.

OPINION DELIVERED: May 12, 2023.


Attorney(s) appearing for the Case

J.M. Arpad Lamell, Pro se.

Brian Scott Engel , Shelley Hopkins , Mark Daniel Hopkins , Austin, Robert Davis Forster II , Addison, Matthew H. Lembke , Robert F. Maris , for Petitioner.

Sarah Sibley Cox , Dallas, for Amicus Curiae Texas Property Tax Lienholders Association.

Julia F. Pendery , Dallas, Jon Neal Prevost , for Respondent.


This case is before us for a second time. It is undisputed that PNC Mortgage, whose predecessor refinanced the Howards' original mortgage loans, did not initiate foreclosure proceedings until the statute of limitations had expired on a claim to enforce its own lien. The issue in the first round...

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