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OCHOA v. STATE FARM LIFE INS. CO.

Nos. 18-1336 & 18-1338.

910 F.3d 992 (2018)

Rick OCHOA and Irene B. Anderson, Plaintiffs-Appellants, v. STATE FARM LIFE INSURANCE COMPANY and Country Life Insurance Company, Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided December 13, 2018.

Attorney(s) appearing for the Case

Francis Joseph Balint, Jr. , Attorney, Andrew S. Friedman , Attorney, Bonnett, Fairbourn , Friedman & Balint PC, Phoenix, AZ, Joseph Nicholas Kravec, Jr. , Attorney, Feinstein Doyle Payne & Kravec LLC, Pittsburgh, PA, Jason B. Adkins , Attorney, Adkins, Kelston & Zavez, P.C., Boston, MA, Marvin A. Miller , Attorney, Miller Law LLC, Chicago, IL, for Plaintiff-Appellant.

Brent Robert Austin , Attorney, Michael L. McCluggage, I , Attorney, Eimer Stahl LLP, Chicago, IL, Michael B. Beers , Attorney, Butler Snow LLP, Montgomery, AL, for Defendant-Appellee (Case No. 18-1336).

Glen E. Amundsen, Esq. , Attorney, Michael L. Resis , Attorney, Smithamundsen, LLC, Chicago, IL, Sessions Ault Hootsell, III, Esq. , Attorney, Butler Snow LLP, New Orleans, LA, for Defendant-Appellee (Case No. 18-1338).

Before Kanne, Sykes, and St. Eve, Circuit Judges.

Rick Ochoa and Irene Anderson hold participating life-insurance policies from State Farm Life Insurance Company and Country Life Insurance Company respectively. The policies guarantee policyholders annual dividends from their insurers' surpluses, but the insurers decide the dividend amounts.

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