OPINION
JANE BLAND, Justice.
Thaddeus and Bonnie Samuel sue to set aside CitiMortgage, Inc.'s foreclosure on a residential property. In addition, the Samuels seek damages against CitiMortgage, Inc. ("CMI"), Mortgage Electronic Registration Systems, Inc. ("MERS"), and the Federal Home Loan Mortgage Corporation ("Freddie Mac"). The Samuels brought two earlier suits in connection with their efforts to prevent or forestall foreclosure. The first was dismissed...
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