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WASHINGTON SQUARE FINANCIAL v. RSL FUNDING

Nos. 14-12-00683-CV, 14-12-00702-CV.

418 S.W.3d 761 (2013)

WASHINGTON SQUARE FINANCIAL, LLC d/b/a Imperial Structured Settlements, Appellant/Cross-Appellee, v. RSL FUNDING, LLC, Appellee/Cross-Appellant.

Court of Appeals of Texas, Houston (14th Dist.).

Rehearing Overruled January 30, 2014.

Attorney(s) appearing for the Case

Ina M. Berlingeri , Jesus Cuza , Fort Lauderdale, FL, L. Bradley Hancock , Houston, for appellant.

John R. Craddock , Houston, for appellee.

Panel consists of Justices CHRISTOPHER and DONOVAN.

OPINION

TRACY CHRISTOPHER, Justice.

Personal-injury claims are frequently resolved through structured settlements in which the injured party releases his claim in exchange for the right to a stream of payments, often funded through an annuity. Factoring companies offer to pay the claimant a discounted lump sum in exchange for all or a portion of this income stream. To help protect claimants from the potential for overreaching by such companies, the Texas...

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