1/2 PRICE CHECKS CASHED v. UNITED AUTO.

No. 10-0434.

344 S.W.3d 378 (2011)

1/2 PRICE CHECKS CASHED, Petitioner, v. UNITED AUTOMOBILE INSURANCE COMPANY, Respondent.

Supreme Court of Texas.

Decided June 24, 2011.


Attorney(s) appearing for the Case

Gavin Neal Lewis , Aledo, William S. Rhea , DuBois, Bryant & Campbell, L.L.P, Austin, for 1/2 Price Checks Cashed.

Theodore Cassiday Keramidas , T. Cass Keramidas, P.C., Richardson, Joe Michael Russell II , The Russell Firm, P.C., Piano, Richard J. Byrne , Ekzall & Byrne, Dallas, Christopher Snead , Barbara, Snead & Herrera, Piano, Douglas W. Alexander , Dana Livingston , Amy Warr, Alexander Dubose & Townsend, L.L.P., Austin, for United Automobile Insurance Company.

William H. Lawrence , for Amicus Curiae William H. Lawrence.

William S. Rhea , DuBois, Bryant & Campbell, L.L.P., for Amicus Curiae Money Box.

Charles A. Ruesink , Austin, for Amicus Curiae The Texas Association of Check Cashers, et al.

E. Thomas Bishop , Bishop & Hummert, P.C., Dallas, for Amicus Curiae Property Casualty Insurers Association of America.


Justice GUZMAN delivered the opinion of the Court.

Article 3 of the Uniform Commercial Code (UCC)1 establishes a comprehensive scheme governing the procedures, liabilities, and remedies pertaining to negotiable instruments, including checks.2 As part of that scheme, when a bank dishonors a check, the drawer3 of the check is obligated to pay the amount of the check to the check's...

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