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OJO v. FARMERS GROUP, INC.

No. 10-0245.

356 S.W.3d 421 (2011)

Patrick O. OJO, on Behalf of Himself and All Others Similarly Situated, Appellant, v. FARMERS GROUP, INC., Fire Underwriters Association, Fire Insurance Exchange, Farmers Underwriters Association, and Farmers Insurance Exchange, Appellees.

Supreme Court of Texas.

Decided May 27, 2011.

Attorney(s) appearing for the Case

James A. Francis , Philadelphia, PA, Andrew S. Friedman , Phoenix, AZ, Barrett Stephan Litt , Los Angeles, CA, John J. Stoia Jr. , Sanford Svetcov , San Francisco, CA, John A. Yanchunis , Tampa, FL, and Jane M.N. Webre , Austin, for Appellant.

Harriet S. Posner , Los Angeles, CA, Charles W. Schwartz , Houston, Allison B. Holcombe and Carl Alan Roth , Los Angeles, CA, for Appellees.

Justice GREEN delivered the opinion of the Court, in which Chief Justice JEFFERSON, Justice WAINWRIGHT, Justice MEDINA, Justice JOHNSON, Justice GUZMAN, and Justice LEHRMANN joined, and in which Justice WILLETT joined as to Parts I, II, III.A-B, IV, and V.

The United States Court of Appeals for the Ninth Circuit certified to this Court the following question:

Does Texas law permit an insurance company to price insurance by using a credit-score factor that...

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