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SOUTHLAND LLOYDS INS. CO. v. CANTU

No. 04-09-00705-CV.

399 S.W.3d 558 (2011)

SOUTHLAND LLOYDS INSURANCE COMPANY, Appellant v. David Onofre CANTU and Guadalupe Cantu, Appellees.

Court of Appeals of Texas, San Antonio.

March 30, 2011.

Attorney(s) appearing for the Case

Sharon E. Callaway , Crofts & Callaway, P.C., San Antonio, TX, John A. Kazen , Kazen, Meurer & Perez, L.L.P., Laredo, TX, for Appellant.

Marc E. Gravely , Matthew R. Pearson , Shannon E. Loyd , Gravely & Pearson, L.L.P., Brendan K. McBride , McBride Law Firm, San Antonio, TX, Alfredo Z. Padilla , Law Office of Alfredo Z. Padilla, Carrizo Springs, TX, for Appellees.

Sitting: CATHERINE STONE, Chief Justice, SANDEE BRYAN MARION, Justice, STEVEN C. HILBIG, Justice.

OPINION

Opinion by: SANDEE BRYAN MARION, Justice.

BACKGROUND

On April 4, 2004, David and Guadalupe Cantu's house was damaged in a hailstorm. The Cantus' house was insured under a policy with Southland Lloyds Insurance Co. Southland sent an independent adjustor, Bobby Arnold, to the Cantus' home to inspect the damage on April 13, 2004. On April 27, 2004, Southland mailed to the Cantus a copy of Arnold's repair estimate and a letter advising them...

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