OPINION
JANE BLAND, Justice.
AFTCO Enterprises, Inc. (AFTCO) and ETSI, Inc. brought Stowers actions against their insurers, Acceptance Indemnity Insurance Company (Acceptance) and Southern County Mutual Insurance Company (Southern), complaining that Acceptance and Southern each failed to timely tender its policy limits in response to a $2.6 million global offer to settle four personal injury lawsuits then pending in Louisiana state court that arose...
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