OPINION
DAVID WELLINGTON CHEW, Chief Justice.
Bluebonnet Financial Services appeals a take-nothing judgment entered in favor of its debtor, Mr. Marvin Miller. Because we conclude the trial court erred by determining Mr. Miller filed an answer, we will reverse the take-nothing judgment and render judgment for Bluebonnet as to liability and liquidated damages.
Bluebonnet Financial Assets ("Bluebonnet") filed suit against Marvin Miller in December...
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