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REPUBLIC-VANGUARD INS. CO. v. MIZE

No. 07-08-0253-CV.

292 S.W.3d 214 (2009)

REPUBLIC-VANGUARD INSURANCE COMPANY, Appellant, v. Charlie MIZE d/b/a Quality Framing and Doug Settler, Appellees.

Court of Appeals of Texas, Amarillo, Panel A.

July 8, 2009.

Attorney(s) appearing for the Case

WM. David Farmer, Daniel Fisher Tamaroff, Curney, Garcia, Farmer, Pickering & House, P.C., San Antonio, TX, for Appellant.

J. Phillip Hays, Moody & Hays, L.L.P., Kevin Glasheen, Chad Inderman, Glasheen Valles & DeHoyos, L.L.P., Lubbock, TX, for Appellee.

Before CAMPBELL and HANCOCK and PIRTLE, JJ.

OPINION

PATRICK A. PIRTLE, Justice.

"and/or. A legal and business expression dating from the mid-19th century, and/or has been vilified for most of its life—and rightly so. To avoid ambiguity, don't use it."

Bryan Garner2

This case involves an insurance law coverage issue arising out of the use of the phrase "and/or" in a paragraph pertaining to exclusions. Appellant, Republic-Vanguard...

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