OPINION
REX D. DAVIS, Justice.
Alvin S. McFarland challenges the trial court's rulings on cross-motions for summary judgment in this credit card debt collection suit. We will affirm.
Background
Citibank (South Dakota), N.A. (Citibank) sued McFarland to recover unpaid credit card debt. In its petition, Citibank alleged that both parties entered into an agreement for a credit account and that pursuant to the express terms of the agreement...
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