OPINION
Sharon G. Lee, J., delivered the opinion of the Court, in which Jeffrey S. Bivins, C.J., and Cornelia A. Clark, Holly Kirby, and Roger A. Page, JJ., joined.
Tennessee Code Annotated section 56-7-111 provides that when an insured property owner's home or other structure sustains more than $1,000 in damages, the property or casualty...
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