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U.S. BANK, N.A. v. TENNESSEE FARMERS MUT. INS., CO.

No. W2012-00053-COA-R3-CV.

410 S.W.3d 820 (2012)

U.S. BANK, N.A., as Servicer for the Tennessee Housing Development Agency v. TENNESSEE FARMERS MUTUAL INSURANCE COMPANY.

Court of Appeals of Tennessee, at Jackson.

November 29, 2012.

Application for Permission to Appeal Denied by Supreme Court May 8, 2013.

Attorney(s) appearing for the Case

Charles L. Trotter, Jr. , Huntingdon, Tennessee, for the appellant, Tennessee Farmers Mutual Insurance Company.

Michael F. Rafferty , Memphis, Tennessee, for the appellee, U.S. Bank, N.A., as Servicer for Tennessee Housing Development Agency.

OPINION

DAVID R. FARMER, J., delivered the opinion of the Court, in which HOLLY M. KIRBY, J., and J. STEVEN STAFFORD, J., joined.

U.S. Bank, N.A. ("Bank") had a mortgage on a residence which was insured against fire loss by Tennessee Farmers Mutual Insurance Company ("Tennessee Farmers"). When the owner of the residence failed to pay the mortgage, the Bank commenced foreclosure proceedings. Thereafter, the owner filed for bankruptcy which stayed the foreclosure...

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