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PAYNE v. STATE FARM FIRE AND CASUALTY CO.

#29554 #29577.

969 N.W.2d 723 (2022)

2022 S.D. 3

John F. PAYNE and Robin S. Payne, Plaintiffs and Appellants, v. STATE FARM FIRE AND CASUALTY COMPANY, Defendant and Appellee.

Supreme Court of South Dakota.

OPINION FILED January 19, 2022.

Attorney(s) appearing for the Case

ADAM BRADSKY , DAVID A. BRADSKY of Bradsky, Bradsky, and Bradsky, P.C., Rapid City, South Dakota, Attorneys for plaintiffs and appellants.

HILARY L. WILLIAMSON of Fuller, Williamson, Nelsen, & Preheim, LLP, Sioux Falls, South Dakota, Attorneys for defendant and appellee.

[¶1.] John and Robin Payne (the Paynes) were denied uninsured motorist (UM) benefits under their State Farm personal liability umbrella insurance policy following a motorcycle accident with an uninsured vehicle in South Dakota. State Farm denied coverage for the accident because the policy, first executed in Virginia, did not...

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