SEVERSON, Justice (on reassignment).
[¶ 1.] SDCL 58-11-9.4 requires underinsured motorist (UIM) coverage in "motor vehicle liability polic[ies]" of insurance. Jody and Kevin Streff purchased a motor vehicle liability policy from one insurer. They also purchased a personal liability umbrella policy from a separate but related insurer. Both policies...
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