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HIGHMARK FEDERAL CREDIT UNION v. HUNTER

No. 26119.

814 N.W.2d 413 (2012)

2012 S.D. 37

HIGHMARK FEDERAL CREDIT UNION, Plaintiff and Appellee, v. Rachelle L. HUNTER, Defendant and Appellant, and Credit Collections Bureau, Defendant.

Supreme Court of South Dakota.

Decided May 16, 2012.

Attorney(s) appearing for the Case

Rodney C. Lefholz , Rapid City, South Dakota, for plaintiff and appellee.

James P. Hurley of Bangs, McCullen, Butler, Foye & Simmons, Rapid City, South Dakota, for defendant and appellant.

GILBERTSON, Chief Justice.

[¶ 1.] Rachelle Hunter received a loan from Highmark Federal Credit Union to purchase a home and property. A flood damaged the home a few years later. There was no flood insurance. Hunter argues Highmark was negligent in failing to warn her to purchase flood insurance and in failing to purchase the insurance at her expense. Hunter appeals from the circuit court's grant of summary judgment.

FACTS

[¶ 2.] In 2005...

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