Justice BREYER delivered the opinion of the Court.
The Fair Debt Collection Practices Act regulates "`debt collector[s].'" 15 U.S.C. § 1692a(6); see 91 Stat. 874, 15 U.S.C. § 1692 et seq. A "`debt collector,'" the Act says, is "any person ... in any business the principal purpose of which is the collection of any debts, or who regularly...
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