JUSTICE JAMES:
In USAA Casualty Insurance Co. v. Rafferty, we held South Carolina Code section 38-77-160 (2015) requires automobile insurers to offer underinsured motorist (UIM) property damage coverage, and that coverage cannot be limited to an insured's "covered auto." 439 S.C. 130, ___, 886 S.E.2d 222, ___ (2023). This appeal is resolved...
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