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CRAWFORD v. CENTRAL MORTG. CO.

No. 27273.

404 S.C. 39 (2013)

744 S.E.2d 538

Cassandra Regina CRAWFORD, Petitioner, v. CENTRAL MORTGAGE COMPANY, Respondent. James W.O. Warrington, Sr., Petitioner, v. The Bank of South Carolina, Respondent.

Supreme Court of South Carolina.

Decided June 19, 2013.

Attorney(s) appearing for the Case

David K. Haller of Haller Law Firm, of Charleston, for Petitioners, Cassandra R. Crawford and James W.O. Warrington, Sr.

Dean Anthony Hayes , of Korn Law Firm, P.A., of Columbia, for Respondent, Central Mortgage Co.; Mark S. Sharpe and John H. Warren, III of Warren & Sinkler, LLP, of Charleston, for Respondent, The Bank of South Carolina.

John T. Moore , Benjamin Rush Smith, III and Carmen Harper Thomas , all of Nelson Mullins Riley & Scarborough, of Columbia, for Amicus Curiae, South Carolina Bankers Association.

Samuel C. Waters , Reginald P. Corley , Jaclynn Bowers Goings and Mary R. Powers , all of Rogers Townsend & Thomas, of Columbia, for Amicus Curiae, Mortgage Bankers Association of the Carolinas, Inc.

JUDGMENT FOR RESPONDENTS

Chief Justice TOAL.

These cases present the novel question of whether a loan modification constitutes the unauthorized practice of law. Cassandra Crawford and James Warrington (collectively, Petitioners) own properties facing foreclosure. Prior to these foreclosure actions, Petitioners obtained loan modifications from their respective lenders to extend their loans' maturity dates and...

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