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NATIONWIDE MUT. INS. CO. v. RHODEN

No. 27131.

398 S.C. 393 (2012)

728 S.E.2d 477

NATIONWIDE MUTUAL INSURANCE COMPANY, Petitioner, v. Kelly RHODEN, Ashley Arrieta and Emerlynn Dickey, Respondents.

Supreme Court of South Carolina.

Decided June 13, 2012.

Rehearing Denied July 31, 2012.

Attorney(s) appearing for the Case

J.R. Murphy and Ashley B. Stratton , both of Murphy & Grantland, of Columbia, for Petitioner.

Dennis J. Rhoad and Sally H. Rhoad , both of Murphy & Grantland, of Moncks Corner, for Respondents.

Chief Justice TOAL.

Petitioner, Nationwide Mutual Insurance Company (Nationwide), contends that the court of appeals erred in ruling that Respondents Kelly Rhoden and Emerlynn Dickey are entitled to underinsured motorist (UIM) coverage under Kelly Rhoden's policy covering two "at-home" vehicles. We affirm based on South Carolina's well-settled public policy that UIM coverage is personal and portable.

FACTS/ PROCEDURAL BACKGROUND

Respondents Kelly...

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