CROSSMANN COMMUNITIES v. HARLEYSVILLE MUTUAL INS. CO.

No. 26909.

395 S.C. 40 (2011)

717 S.E.2d 589

CROSSMANN COMMUNITIES OF NORTH CAROLINA, INC., Beazer Homes Investment Corp., and Daniel Rogers, Respondents/Appellants, v. HARLEYSVILLE MUTUAL INSURANCE COMPANY, Cincinnati Insurance Company, and Associated Insurors, Inc., of Myrtle Beach, Defendants, of whom Harleysville Mutual Insurance Company is, Appellant/Respondent.

Supreme Court of South Carolina.

Re-filed August 22, 2011.


Attorney(s) appearing for the Case

C. Mitchell Brown , William C. Wood, Jr. , Matthew D. Patterson , and A. Mattison Bogan , of Nelson Mullins Riley & Scarborough, of Columbia; Clifford Leon Welsh , of Welsh & Hughes, of North Myrtle Beach; David L. Brown , of Pinto Coates Kyre & Brown, PLLC, of Greensboro, North Carolina; Robert Curt Calamari , of McAngus Goudelock & Courie, LLC, of Myrtle Beach, for Appellant/Respondent.

David B. Miller , of Bellamy, Rutenberg, Copeland, Epps, Gravely & Bowers, P.A., of Myrtle Beach; Martin M. McNerney , Emily R. Sweet , and Zachary D. Tripp , of King & Spalding, LLP, of Washington, D.C., for Respondents/Appellants.

Stephen P. Groves, Sr. , of Nexsen Pruet, LLC, of Charleston, and John J. Piegore , of Sanchez, Daniels & Hoffman, of Chicago, Illinois, for Amicus Curiae Property Casualty Insurers Association of America.

James L. Bruner , William D. Britt, Jr. , Benjamin C. Bruner , and Matthew H. Stabler , of Bruner Powell Wall & Mullins, LLC, of Columbia, for Amici Curiae Associated General Contractors of America, Inc., and Carolinas AGC, Inc.

N. Ward Lambert and R. Patrick Smith , of Harper, Lambert & Brown, P.A., of Greenville, for Amici Curiae Associated Builders and Contractors of the Carolinas, Inc., and the School District of Greenville County.

Edwin Russell Jeter, Jr. , of Jeter & Williams, P.A., of Columbia, for Amicus Curiae Leading Builders of America.

Charles H. McDonald and Daniel T. Brailsford , of Robinson, McFadden & Moore, PC, of Columbia, for Amici Curiae American Subcontractors Association of the Carolinas and Mechanical Contractors Association of South Carolina.

Robert L. Widener , Benjamin E. Nicholson, V , and A. Victor Rawl , of McNair Law Firm, P.A., of Columbia, for Amici Curiae Home Builders Association of South Carolina and the National Association of Home Builders.

J. Cameron Halford , of Halford, Niemiec & Freeman, L.L.P., of Fort Mill, for Amicus Curiae Ledgestone Court Residents of York County.

John P. Henry , of Thompson & Henry, P.A., of Conway, for Amicus Curiae Riverwalk at Arrowhead Country Club Property Owners Association, Inc., et al.

Justin Lucey , of Justin O'Toole Lucey, P.A., of Mt. Pleasant, for Amicus Curiae Medical University of South Carolina.

George E. Mullen , of Mullen Wylie, LLC, of Hilton Head Island, for Amicus Curiae Coastal Carolina University Student Housing Foundation.

W. Jefferson Leath, Jr. , and Michael S. Seekings , of Leath, Bouch & Seekings, LLP, of Charleston, for Amici Curiae Community Associations Institute and the South Carolina Chapter of the Community Associations Institute.

H. Brewton Hagood , of Rosen Rosen & Hagood, LLC, of Charleston, for Amicus Curiae Charleston County School District.


Justice KITTREDGE.

In this commercial general liability ("CGL") policy dispute, we issued an opinion on January 7, 2011, finding no coverage. We subsequently granted a rehearing petition and received numerous amici briefs. Today, we withdraw our initial opinion and issue this opinion, finding the CGL policies provide coverage for the stipulated progressive property damages.

Appellant/Respondent Harleysville Mutual Insurance Company ("Harleysville") issued...

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