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RAY v. AUSTIN

No. 26858.

388 S.C. 605 (2010)

698 S.E.2d 208

Richard T. RAY a/k/a Richard Todd Rae, Appellant, v. Jonathan H. AUSTIN a/k/a Jonathan Austin Henry, Respondent. Richard T. Ray a/k/a Richard Todd Rae, Appellant, v. Lumbermens Mutual Casualty Company, d/b/a Kemper Insurance Company, Respondent.

Supreme Court of South Carolina.

Decided August 16, 2010.

Attorney(s) appearing for the Case

Samuel Darryl Harms , Harms Law Firm, PA, of Greenville, for Appellant.

M. Todd Loftis , of Howser, Newman & Besley, LLC, Mason A. Summers , and David A. Anderson , both of Richardson, Plowden, and Robinson, all of Columbia, for Respondent.

Justice HEARN:

In this case, we decide whether Lumbermens Mutual Casualty Company, doing business as Kemper Insurance Company ("Lumbermens"), made a meaningful offer of underinsured motorist coverage ("UIM") to Cintas Corporation ("Cintas"). We find a meaningful offer was made and affirm the circuit court's order granting summary judgment in favor of Lumbermens.

FACTUAL/PROCEDURAL BACKGROUND

Cintas began...

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