OPINION BY BOWES, J.:
Rebecca Swarner commenced this declaratory judgment action against her automobile insurance carrier, Mutual Benefit Group d/b/a/ Mutual Benefit Insurance Co. ("Mutual Benefit") to determine whether the household exclusion was applicable on largely stipulated facts to preclude underinsured motorists ("UIM") benefits under that policy. Following discovery, both parties filed motions for summary judgment. The trial court granted summary judgment...
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