OPINION BY BOWES, J.:
In this declaratory judgment action, Robert Catalini and Kathleen Catalini, h/w and Rose Catalini (hereinafter referred to collectively as "Appellants") appeal from the judgment entered on the verdict in favor of Nationwide Mutual Insurance Company ("Nationwide") following a bench trial on stipulated facts. We affirm.
The trial court succinctly summarized the relevant facts as follows:
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