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CASH AMERICA NET v. COM., DEPT. OF BANKING

No. 68 MAP 2009.

8 A.3d 282 (2010)

CASH AMERICA NET OF NEVADA, LLC, Appellant, v. COMMONWEALTH of Pennsylvania, DEPARTMENT OF BANKING, and the Honorable Steven Kaplan, in his official capacity as Secretary of Banking of the Commonwealth of Pennsylvania, Appellees.

Supreme Court of Pennsylvania.

Decided October 19, 2010.

Attorney(s) appearing for the Case

Alan S. Kaplinsky, Esq. , Raymond Adam Quaglia, Esq. , Jeremy Rosenblum, Esq. , David Pittinsky, Esq. , Ballard Spahr Andrews & Ingersoll, L.L.P., Philadelphia, for Cash America Net of Nevada, LLC.

Jeffrey S. Saltz, Esq. , Law Office of Jeffrey S. Saltz, P.C., Philadelphia, for amici curiae, J.R. Clark, G. Michael Flores, Marc A. Fusaro.

Carter David Frantz, Esq. , Robert Christopher Lopez, Esq. , PA Department of Banking, for Department of Banking.

Robert L. Byer, Esq. , Pittsburgh, Robert McCarthy Palumbos, Esq. , Jennifer Diesing Falcey, Esq. , Duane Morris L.L.P., Philadelphia, for Dept. of Banking & Steven Kaplan.

Steven Kaplan , for Steven Kaplan.

Kerry Elizabeth Smith, Esq. , Community Legal Services, Aisha Ahmed Baruni, Esq. , for amicus curiae Community Legal Services, Inc.

Daniel P. Mosteller for amicus curiae Daniel P. Mosteller.

Irwin William Aronson, Esq. , Willig, Williams & Davidson, Harrisburg, for amicus curiae Pennsylvania AFL-CIO.

CASTILLE, C.J., SAYLOR, EAKIN, BAER, TODD, McCAFFERY, ORIE MELVIN, JJ.

OPINION

Justice BAER.

The issues before us involve the authority of the Department of Banking (Department) to apply Section 3.A of the Consumer Discount Company Act,1 7 P.S. § 6203.A, to lenders without offices or personnel in Pennsylvania. Based on the plain language of the statute, we hold that Section 3.A makes it unlawful for any unlicensed lender to make the specified types of loans in this Commonwealth, regardless...

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