OPINION BY FORD ELLIOTT, P.J.:
¶ 1 Harco National Insurance Company ("Harco") appeals from the judgment entered July 7, 2008 in favor of Genaeya Corp. ("Genaeya") in this declaratory judgment action. After careful review, we are compelled to reverse.
¶ 2 The parties submitted this matter to the trial court for resolution based upon the following stipulated facts:
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