PHILLIPS v. STATE FARM FIRE AND CAS. CO.

A163831.

461 P.3d 1008 (2020)

302 Or.App. 500

Sally PHILLIPS, Plaintiff-Appellant, v. STATE FARM FIRE AND CASUALTY COMPANY, Defendant-Respondent.

Court of Appeals of Oregon.

February 26, 2020.


Attorney(s) appearing for the Case

Douglas M. Bragg , Oregon City, argued the cause for appellant. Also on the briefs were Fred Millard and Millard & Bragg.

Douglas F. Foley argued the cause for respondent. Also on the brief were Vernon Finley and Douglas Foley & Associates, PLLC.

Before Ortega, Presiding Judge, and Powers, Judge, and Mooney, Judge.


This is an insurance coverage dispute concerning a "rental dwelling policy," a domestic animal exclusion, approximately 100 cats, and the permeating odor of cat waste. The parties to the insurance policy are State Farm Fire and Casualty Company (State Farm), insurer, and Sally Phillips, insured. The insured property owner is a landlord...

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