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J.P. MORGAN CHASE BANK NAT. v. ELDRIDGE

No. 109,900.

273 P.3d 62 (2012)

2012 OK 24

J.P. MORGAN CHASE BANK, NATIONAL ASSOCIATION, Successor by Merger to Chase Home Finance LLC, Plaintiff/Appellee, v. David S. ELDRIDGE, Mary K. Eldridge, Defendants/Appellants, John Doe, Jane Doe, Railend LLC, Equity Trust Company Custodian FBO William Travis Pointon Ira, Northwood Lake Estates Homeowners Association, Inc., Douglas Shelton, Defendants.

Supreme Court of Oklahoma.

March 6, 2012.

Attorney(s) appearing for the Case

Marygaye LeBoeuf , Oklahoma City, Oklahoma, for Defendants/Appellants.

Catherine Campbell , Oklahoma City, Oklahoma, for Plaintiff/Appellee.

Sally Garrison , Baer Timberlake , Coulson & Cates PC, Oklahoma City, Oklahoma, for Plaintiff/Appellee.

Melvin R. McVay, Jr. , Phillips Murray PC, Oklahoma City, Oklahoma, for Plaintiff/Appellee.

COMBS, J.

¶ 1 On July 13, 2007, the Appellants executed a promissory note (Note) and mortgage (Mortgage) in favor of J.P. Morgan Chase Bank, N.A., (Lender) for residential property in Canadian County, Oklahoma. In both the Note and the Mortgage, "JP Morgan Chase Bank, N.A." was explicitly designated as the lender and payee, or entity to whom payment under the Note and Mortgage was due. The term "lender" was defined in...

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