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EMOI SERVICES v. OWNERS INS. CO.

No. 2021-1529.

208 N.E.3d 818 (2022)

170 Ohio St.3d 78

2022-Ohio-4649

EMOI SERVICES, L.L.C., Appellee, v. OWNERS INSURANCE COMPANY, Appellant.

Supreme Court of Ohio.

Decided December 27, 2022.

Attorney(s) appearing for the Case

Dyer, Garofalo, Mann & Schultz, L.P.A., John A. Smalley , and Kenneth J. Ignozzi , for appellee.

Green & Green Lawyers, L.P.A., and Erin B. Moore , Dayton, for appellant.

Vorys, Sater, Seymour, & Pease, L.L.P, Natalia Steele , Cleveland, and Anthony Spina , Columbus, urging reversal for amici curiae Ohio Insurance Institute and American Property Casualty Insurance Association.

Arnold & Clifford, L.L.P, James E. Arnold , and Gerhardt A. Gosnell II , Columbus; and Anderson Kill, P.C., Joshua Gold , Daniel J. Healy , and Dennis J. Nolan , urging affirmance for amicus curiae United Policyholders.

Rutter & Russin, L.L.C., and Robert P. Rutter , urging affirmance for amicus curiae Rutter & Russin, L.L.C.

{¶ 1} In this appeal from a judgment of the Second District Court of Appeals, we are asked to determine whether a businessowners insurance policy issued by appellant, Owners Insurance Co. ("Owners"), and held by appellee, EMOI Services, L.L.C. ("EMOI"), covers losses that resulted from a ransomware attack on EMOI's...

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