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COLLINS FINANCIAL SERVS., INC. v. HOWELL

No. 2009CA0073.

2009 Ohio 6184

Collins Financial Services, Inc., Plaintiff-Appellant, v. Stephanie Howell, Defendant-Appellee.

Court of Appeals of Ohio, Fifth District, Richland County.

DATE OF JUDGMENT ENTRY: November 19, 2009.

Attorney(s) appearing for the Case

Frederick Stratmann, 471 East Broad Street, 12th Floor, Columbus, OH 43215, for Plaintiff-Appellant.

Gregory S. Reichenbach, 3 North Main Street, Suite 801, Mansfield, OH 44902, for Plaintiff-Appellee.

Before: Hon. Sheila G. Farmer, P.J., Hon. W. Scott Gwin, J., Hon. Julie A. Edwards, J.

OPINION

FARMER, P.J.

{¶1} On October 18, 2001, appellee, Stephanie Howell, entered into an agreement with CIT Online Bank for the advancement of $1,547.57. Appellee agreed to pay an interest rate of 26.99% per annum and make 48 monthly payments of $53.05. Appellee subsequently defaulted on the loan.

{¶2} The account was sold to appellant, Collins Financial Services, Inc. On December 8, 2008, appellant filed a complaint...

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