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LAGER v. MILLER-GONZALEZ

Nos. 2007-1760 and 2007-1762.

120 Ohio St.3d 47 (2008)

2008-Ohio-4838

LAGER, Appellee, v. MILLER-GONZALEZ et al.; NATIONWIDE MUTUAL FIRE INSURANCE COMPANY, Appellant.

Supreme Court of Ohio.

Decided October 1, 2008.

Attorney(s) appearing for the Case

W. Randall Rock, for appellee.

Joyce V. Kimbler and Edward T. Mohler, for appellant.

O'CONNOR, J.

{¶ 1} In this wrongful-death case, we address language in an insurance policy offered by appellant, Nationwide Mutual Fire Insurance Company, that provides uninsured- and underinsured-motorist coverage ("UM") to insureds "because of bodily injury suffered" but that also contains an other-owned-auto exclusion that denies coverage "for bodily injury or derivative claims."

{¶ 2} The trial court and...

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