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BONEM v. WILLIAM PENN LIFE INSURANCE COMPANY OF NEW YORK

No. 31 SSM 32.

38 N.Y.3d 955 (2022)

186 N.E.3d 224

165 N.Y.S.3d 790

2022 NY Slip Op 00908

JULIA BONEM, Appellant, v. WILLIAM PENN LIFE INSURANCE COMPANY OF NEW YORK, Respondent.

Court of Appeals of New York.

Decided February 10, 2022.

Attorney(s) appearing for the Case

Schwartz, Conroy & Hack, PC, Garden City ( Evan S. Schwartz and Michail Z. Hack of counsel), for appellant.

Bleakley Platt & Schmidt, LLP, White Plains ( Robert D. Meade of counsel), for respondent.

OPINION OF THE COURT

MEMORANDUM.

The order of the Appellate Division should be affirmed, with costs.

In 2002, plaintiff's husband—the decedent—purchased a life insurance policy from defendant William Penn Life Insurance Company of New York. The policy provides that "[t]he due date for the first premium is the Date of Issue," identified as January 14, 2002, and the due date for subsequent premiums is "the day after the end of the period...

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