PROF-2013-S3 LEGAL TIT. TRUST II v. GUAMAN

10418. 382625/09.

177 A.D.3d 545 (2019)

110 N.Y.S.3d 844

2019 NY Slip Op 08502

Prof-2013-S3 Legal Title Trust II, by US Bank National Association, as Legal Title Trustee, Respondent, v. Maria C. Guaman, Appellant, et al., Defendants.

Appellate Division of the Supreme Court of New York, First Department.

Decided November 21, 2019.


In her cross motion papers, defendant Maria Guaman irrefutably established that the plaintiff lender failed to mail the required default notice under the terms set forth in the parties' 2006 mortgage agreement. Plaintiff purports to have mailed the 30-day notice, but the address used was not the notice address referenced in the parties' mortgage agreement.

Accordingly, the complaint should be dismissed, without prejudice (see Nationstar Mtge., LLC v Cogen,...

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