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STEPHENSON v. ALLSTATE INDEMNITY COMPANY

525548.

160 A.D.3d 1274 (2018)

73 N.Y.S.3d 804

2018 NY Slip Op 02706

Oronde Stephenson, as Administrator of the Estate of Gloria Thornhill, Deceased, Appellant, v. Allstate Indemnity Company, Respondent.

Appellate Division of the Supreme Court of New York, Third Department.

Decided April 19, 2018.

Gloria Thornhill (hereinafter decedent) owned a single-family residence in the City of Binghamton, Broome County (hereinafter the premises) that was insured by defendant. In March 2014, the premises sustained significant water damage after a pipe froze and burst. Defendant disclaimed coverage based on several policy exclusions. Decedent...

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