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COTILLIS v. NEW YORK CENTRAL MUTUAL FIRE INSURANCE COMPANY

524846.

158 A.D.3d 1030 (2018)

71 N.Y.S.3d 675

2018 NY Slip Op 01234

DELORES M. COTILLIS, Respondent, v. NEW YORK CENTRAL MUTUAL FIRE INSURANCE COMPANY, Appellant.

Appellate Division of the Supreme Court of New York, Third Department.

Decided February 22, 2018.

In September 2013, a fire damaged a house (hereinafter the insured premises) owned by plaintiff in the City of Binghamton, Broome County. The insured premises was a two-family house wherein plaintiff lived in the top-floor unit, and the first-floor unit was used as rental property. At the time of the fire, the insured premises was insured...

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