ILLINOIS UNION INSURANCE CO. v. GRANDVIEW PALACE CONDOMINIUMS ASSOCIATION

155113/12, 4943, 273/13, 2253/13, 650748/14, 4942.

155 A.D.3d 459 (2017)

65 N.Y.S.3d 5

2017 NY Slip Op 07957

ILLINOIS UNION INSURANCE CO. et al., Appellants-Respondents, v. GRANDVIEW PALACE CONDOMINIUMS ASSOCIATION, Respondent-Appellant. (And Other Actions.)

Appellate Division of the Supreme Court of New York, First Department.

Decided November 14, 2017.


The property insurance policy issued to defendant by plaintiff Illinois Union Insurance Company contained a protective safeguards endorsement (PSE) that unambiguously required as a condition of insurance that defendant maintain automatic sprinkler systems in complete working order in all buildings in its multi-building condominium complex. The investigation into the fire that spread through the complex causing extensive damage determined, inter alia, that some of the buildings...

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