WELLS FARGO BANK N.A. v. JAVIER

381159/13, 4521, 4520.

153 A.D.3d 1199 (2017)

2017 NY Slip Op 06711

60 N.Y.S.3d 675

WELLS FARGO BANK N.A., Respondent, v. RICARDO JAVIER, Appellant, et al., Defendants.

Appellate Division of the Supreme Court of New York, First Department.

Decided September 28, 2017.


Defendant failed to show both a reasonable excuse for his default and a potentially meritorious defense to this foreclosure action (see US Bank N.A. v Brown, 147 A.D.3d 428, 429 [1st Dept 2017]). His assertion that he had been "led to believe" (by parties unnamed) that he did not need to answer the complaint because he had submitted a loan modification application is not a reasonable...

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