Ordered that the order dated September 8, 2015, is reversed, on the law, with costs, the plaintiff's motion for a judgment of foreclosure and sale and to appoint a referee to conduct a sale of the subject premises is granted, and those branches of the cross motion of the defendant Jillian Telford which were to vacate the order of reference and default judgment dated September 23, 2014, and for leave to serve a late answer are denied.
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