Ordered that the judgment is affirmed, with costs.
On January 13, 2010, Alison W. Hartwell (hereinafter the appellant) obtained a residential mortgage loan from the plaintiff, Manitoli, LLC (hereinafter Manitoli), in the principal sum of $225,000. Manitoli has only two members, who are sisters, and the subject mortgage loan to the appellant was its first residential mortgage loan. Manitoli made only six mortgage loans between 2010 and 2013.
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