The purpose of the subject policy's "retroactive date" was to provide coverage to claims made during the policy period that were based on events that took place after a particular date. Thus, the insured in this case was required to prove that a pollution incident commenced after the retroactive date (see Pritchard v Federated Mut. Ins. Co., 1995 WL 854775, *7, *10 [WD Tenn, Oct. 2, 1995, No. 93-2765-TUA]). Here, the record amply demonstrates that the lead paint pollution...
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