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GOLDEN v. CITIBANK, N.A.

No. 71.

23 N.Y.3d 935 (2014)

2014 NY Slip Op 3192

RICHARD N. GOLDEN, Respondent, v. CITIBANK, N.A., Appellant.

Court of Appeals of New York.

Decided May 6, 2014.

Attorney(s) appearing for the Case

Zeichner Ellman & Krause LLP, New York City ( Barry J. Glickman and Bruce S. Goodman of counsel), for appellant.

Richard N. Golden, Forest Hills, respondent pro se.

OPINION OF THE COURT

MEMORANDUM.

The order of the Appellate Division should be affirmed, with costs.

A cashier's check — essentially, a check drawn by a bank on itself — is presumed to have been issued for value, and the issuance of such a check constitutes an acceptance by the issuing bank, which gives rise to an obligation to pay (see Dziurak v Chase Manhattan Bank, N. A., 44 N.Y.2d 776

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