In this class action for, among other things, breach of contract, plaintiffs are small business owners who leased various types of "point of sale" credit card terminals from Northern Leasing. Plaintiffs allege that, without authorization, Northern Leasing charged them each $4.95 per month as a "fee" for waiving its requirement that the lessees insure the equipment against loss or damage and provide Northern Leasing with proof of insurance (the LDW fee).
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