McCarthy, J.
In 2003, defendant Anthony S. Miciotta (hereinafter Miciotta) executed a note to borrow $227,000 from Charter One Bank, N.A. Miciotta and his wife, defendant Susan M. Miciotta (hereinafter defendant), also executed a mortgage with Charter One against their real property to secure the note. Charter One assigned the mortgage to JPMorgan Chase Bank, N.A., which later assigned the mortgage to plaintiff. When defendant and Miciotta stopped making payments...
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