McCarthy, J.
Defendant Douglas Beckwith (hereinafter defendant) and his brother, defendant Gerry Beckwith, hold title to a residence as joint tenants, with their mother, defendant Celia Beckwith, retaining a life estate in the property. Defendants insured the property, including coverage for personal belongings contained therein, naming defendants as beneficiaries. After the residence was destroyed by fire, plaintiff, who is defendant's and Gerry Beckwith's sister...
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