SPAIN, J.P.
Plaintiff and her mother-in-law, decedent Jean Kelso, were joint owners with rights of survivorship of two parcels of real property located in the Town of Meredith, Delaware County. In 2005, plaintiff entered into a transaction with defendant Encore Credit Corporation in which, according to plaintiff, it was agreed that title to both parcels of property would be transferred into plaintiff's name alone and that plaintiff would then borrow funds from Encore...
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