OPINION OF THE COURT
HERBERT KRAMER, J.
Is it equitable to permit the defendant in a foreclosure action to file an answer two years post-commencement? In this action, where the defendant alleges valid affirmative defenses and the parties have engaged in both private and court supervised negotiations, this court holds that equity permits the filing of a late answer.
This application triggers the necessity to review the procedure in mortgage foreclosure...
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