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RAMIREZ v. NATIONAL COOP. BANK

5428.

91 A.D.3d 204 (2011)

938 N.Y.S.2d 280

2011 NY Slip Op 8810

SIXTO RAMIREZ, Appellant, v. NATIONAL COOPERATIVE BANK (NCB), Respondent, et al., Defendants.

Appellate Division of the Supreme Court of New York, First Department.

Decided December 6, 2011.

Attorney(s) appearing for the Case

Lincoln Square Legal Services, Inc., New York City ( Marcella Silverman and Elizabeth Maresca of counsel), for appellant.

Lowey Danenberg Cohen & Hart, P.C., White Plains ( Peter D. St. Phillip, Jr. , and Sung-Min Lee of counsel), for respondent.

SAXE, J.P., SWEENY, FREEDMAN and MANZANET-DANIELS, JJ., concur.

OPINION OF THE COURT

CATTERSON, J.

The plaintiff's claims against an automobile dealership require us to examine the circumstances under which the federal Truth in Lending Act (15 USC § 1601 et seq.) (hereinafter referred to as TILA) preempts New York State law and the extent of TILA's assignee liability protection. Because the plaintiff's allegations have nothing to do with the disclosure of credit...

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