It is hereby ordered that the order insofar as appealed from is unanimously reversed on the law without costs, the motion is granted in its entirety and judgment is granted in favor of The Hartford Fire Insurance Company as follows:
It is adjudged and declared that plaintiffs' losses are not covered by the insurance policy at issue.
Same memorandum as in K.J.D.E. Corp. v Hartford Fire Ins. Co. ([appeal No. 1]
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