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PLUDEMAN v. NORTHERN LEASING SYSTEMS, INC.

4264, 101059/04

87 A.D.3d 881 (2011)

929 N.Y.S.2d 246

2011 NY Slip Op 6450

KEVIN PLUDEMAN et al., Respondents, v. NORTHERN LEASING SYSTEMS, INC., Appellant, et al., Defendants.

Appellate Division of the Supreme Court of New York, First Department.

Decided September 15, 2011.

Plaintiffs are small business owners who, as lessees, entered into form leases for certain business equipment with defendant Northern Leasing Systems, Inc. (NLS), as lessor. Each plaintiff signed the form lease on page 1. Paragraph 9 ("Insurance") of the form lease, on page 3 thereof, provides in pertinent part: "If Lessee does not provide evidence of insurance [on the leased equipment], Lessee is deemed to have chosen to buy [a...

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